Is P2P Lending Safe?

    Table of contents

Table of contents

    FAQ

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    What are the risks and disadvantages of peer-to-peer lending?

    The risk of P2P lending is that you will lose your entire investment. This risk can materialize if the platform, lender, or borrower fails to repay the loan. You can mitigate the risk by conducting due diligence and monitoring the performance of your portfolio.

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    What are the safest P2P lending platforms?

    The safest P2P lending platforms are regulated crowdlending platforms that offer mortgage-backed investments.

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    Is P2P lending regulated?

    Specific segments of the P2P lending industry are regulated nationally. Crowdlending platforms are supposed to be regulated under the ESCP license issued by the European Union until the end of 2022. P2P lending marketplaces are not regulated on the European level.

    Top Platforms

    rating(5572)
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    Earn on average (Per Year) 9%

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    Portfolio Quality: 100% of the portfolio is performing well.

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    BUYBACK

    rating(2973)
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    Earn on average (Per Year) 11.78%

    Portfolio status

    Portfolio Quality: 100% of the portfolio is performing well.

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    Secured by

    A MORTGAGE

    rating(6267)
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    Earn on average (Per Year) 11.83%

    Portfolio status

    Portfolio Quality: 100% of the portfolio is performing well.

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    investing riskInvesting on any investment platform is subject to risks. The actual profit from your investment may vary.

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    EmpireMedia OÜ (“we”) is a private limited company registered in the Commercial Register of the Republic of Estonia under registration No. 16284117, with an address at Harju maakond, Tallinn, Lasnamäe linnaosa, Lõõtsa tn 2a, 11415, Estonia. P2P Empire is not regulated under any financial service license. We are neither a lender nor a P2P platform and do not offer financial advice. P2P Empire is a website that helps you compare various P2P lending platforms. Investing in loans or any other asset class is subject to risks. By using p2pempire.com, you accept our cookie policy and terms and conditions. Some of the offers in our comparison are from third-party affiliate partners from which we will receive compensation at no further cost to our readers.

    © 2024 All rights reserved.

    EmpireMedia OÜ (“we”) is a private limited company registered in the Commercial Register of the Republic of Estonia under registration No. 16284117, with an address at Harju maakond, Tallinn, Lasnamäe linnaosa, Lõõtsa tn 2a, 11415, Estonia. P2P Empire is not regulated under any financial service license. We are neither a lender nor a P2P platform and do not offer financial advice. P2P Empire is a website that helps you compare various P2P lending platforms. Investing in loans or any other asset class is subject to risks. By using p2pempire.com, you accept our cookie policy and terms and conditions. Some of the offers in our comparison are from third-party affiliate partners from which we will receive compensation at no further cost to our readers.

    © 2024 All rights reserved.